how to decide on nursing homes or assisted living facilities

Medicaid is a health insurance option that is provided for some low-income individuals, including many elderly people. If you are a low-income individual, there is a chance that you qualify for Medicaid without even realizing it. If this is the case, signing up is a good way to ensure that you are getting the healthcare that you need, even if you are on a tight budget. These are a few ways that you can determine if you qualify for Medicaid.

1. Check Out Your State's Medicaid Website

Each state has its own individual laws in regards to Medicaid. For example, some states have chosen to expand the Medicaid program so that more people qualify. One of the best ways to find out if you qualify for Medicaid in your state is to visit the Medicaid website and to select your state. Then, you can find more state-specific information.

2. Apply on the Health Insurance Marketplace

Another option for determining if you qualify for Medicaid -- and to find out about your other affordable health insurance options -- is to apply for coverage on the government health insurance marketplace. Here, you will need to answer a few specific questions, including about your income. Then, if you qualify for Medicaid, it will be shown as one of your options. If you do not, you may be shown other affordable coverage options, which might be subsidized by the government. 

3. Get Assistance

Navigating the world of Medicaid and all of the other healthcare options that are out there can be challenging, and you might be looking for a little bit of help. Luckily, there are a few ways that you can get assistance from a knowledgeable person who can help you determine if Medicaid is an option for you. For example, in many areas, you can check with the local Department of Social Services. There, you may be able to sit down with a social worker to look at the potential of signing up for Medicaid. In many areas, you will be able to find out about other assistance that you might qualify for as well, such as food stamps or housing assistance.

As you can see, there are a few different ways that you can determine whether or not you qualify for Medicaid. Taking one of these steps can allow you to get the healthcare assistance that you qualify for so that you can ensure that you are getting ample coverage without paying more for it than you can afford. For assistance, talk to a professional like Senior Solutions of Long Island, Inc.